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GFE Title Services Calculator
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IMPORTANT: Please use the TAB key to move between input fields. 

The rates used in this calculator are for a typical transaction, i.e., 1 to 4 family, platted residential property with one chain of title. Commercial transactions and unplatted property can incur higher fees; please
contact us for a more precise rate quote.

 

 

Refinance Credit

A refinance credit will be given if the current owner is insured with an Owner's Policy or the current mortgage is insured with a Mortgagee's Policy within the last 10 years.  This credit equals a 30% discount of the premium rate based on the mortgage payoff amount.

Reissue Credit

A reissue credit will be given if the current owner is insured with an Owner's Policy within the last 10 years.  This credit equals a 30% discount of the premium rate based on the amount of the prior policy liability.

Closing Discounts

If you are eligible for a discounted closing fee such as a 1st time home buyers discount, back-to back closing discount, refinance special discount, use the discount override amount.

Buyer & Seller Split of Title Fees

In Lucas County and surrounding counties it is customary for the seller to provide the cost of a title guaranty. We have provided the split of buyer and seller title fees as a convenience to you.  Please refer to the purchase contract or agreement between the parties to determine this allocation.

Property Taxes

Taxes are pro-rated from the last date they were due and payable up to the date of the closing.  This is the Lucas County Method and it may vary for other counties.  Entering the estimated closing date will produce the Property Tax Due.  The link to the AREIS website is a convenient tool for finding the 1st or 2nd half tax information for Lucas County property.

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